Hajj Costs: MUI Calls for Return to Ability Principle

Hajj Costs: MUI Advocates for Reinstating Ability-Based Financing

Hajj Costs – Indonesian Ulema Council (MUI) officials have called for a return to the traditional Islamic concept of istithaa’ah—financial capability—as the basis for funding the Hajj pilgrimage. This recommendation follows the Ministry of Hajj and Umrah’s proposal to set the Hajj Accommodation and Operational Costs (BPIH) at Rp107.34 million per participant.

The government’s new approach involves a financing model where 60% of the costs are managed through investment returns by the Hajj Financial Management Body (BPKH), while the remaining 40% are paid directly by pilgrims. MUI Deputy Chairperson KH Cholil Nafis emphasized that the obligation to perform Hajj is only binding on individuals who are financially, physically, and mentally prepared to undertake the journey.

“Hajj is reserved for those capable of making the journey, so there is no need for a subsidy system. The funds should be allocated based on ability, as Allah does not require those who cannot afford it,” said Cholil, as reported by MUI Digital on July 11, 2026.

Cholil criticized the current model, arguing that categorizing part of the costs as a “subsidy” creates confusion. He pointed out that the funds originate from the investment returns of all pilgrims, including those in the long waiting list, rather than from public or government sources.

In contrast, the Ministry’s plan to reduce direct payments to 40% of the total cost was outlined by Deputy Minister Dahnil Anzar Simanjuntak. During the 23rd Al Washliyah Congress in Jakarta on July 8, 2026, he explained that the adjustment aims to lessen the financial strain on pilgrims.

Previously, pilgrims covered about 62% of Hajj expenses directly, with BPKH contributing 38%. Dahnil stated that increasing the BPKH’s share to 60% is achievable, citing calculations that include funds accumulated during the pandemic-related travel halts in 2020 and 2021, as well as restricted departures in 2022.

The MUI’s stance highlights a growing debate over whether Hajj costs should reflect individual capacity or be supported by collective financial mechanisms. As the 1448 Hijri (2027) pilgrimage approaches, this discussion could shape how the faithful prepare for the sacred journey.

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